Property insurance can get confusing fast. Two of the most common types, home insurance vs landlord insurance, are often mixed up, but each one plays a specific role. In this guide, we will break them down to help you understand which coverage is best for your situation and why it matters more than you might think! What Is Homeowners Insurance? Rental homeowners insurance is designed to protect the structure of your home and the personal belongings inside it. It also offers liability coverage in case someone is injured on your property. A standard policy typically covers damage caused by events like fire, storms, theft, and certain types of water damage. Beyond these, it may also help cover additional living expenses if your home becomes uninhabitable due to a covered loss, such as paying
May 07, 2025
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